You are currently viewing Money Goals for 2022 – 1: Christmas Spending Recovery

Money Goals for 2022 – 1: Christmas Spending Recovery

Money Goals for 2022 Day 1: Christmas Spending Recovery

There is a grievous evil that I have seen under the sun: riches were kept by their owner to his hurt, and those riches were lost in a bad venture. And he is father of a son, but he has nothing in his hand. (Ecclesiastes 5:13-14, ESV)

Do not toil to acquire wealth; be discerning enough to desist. When your eyes light on it, it is gone, for suddenly it sprouts wings, flying like an eagle toward heaven. (Proverbs 23:4-5, ESV)

Then they cried to the Lord in their trouble, and he delivered them from their distress. He sent out his word and healed them, and delivered them from their destruction. Let them thank the Lord for his steadfast love, for his wondrous works to the children of man! (Psalm 107:19-21, ESV)

He heals the brokenhearted and binds up their wounds. (Psalm 147:3, ESV)

We’ve all done it one year or another (or every year for some…). You set your budget for Christmas spending, you do a pretty good job sticking to it through the middle of December or so, and then all of a sudden by Christmas Day you’re deeply in the red. Unplanned Christmas party invitations, ridiculous deals on Amazon, people you forgot to buy gifts for, people who gave you a gift that cost way more than the one you gave them so you go out and buy them another one that “got lost in the mail,” extra food for everyone on Christmas Eve and Christmas Day—so many ways to overdo it on Christmas spending. Much like the verses we read above, it’s amazing how quickly money can be spent. It takes two weeks to earn a paycheck and about twenty minutes to spend it all.

Maybe as you’re reading this you find yourself in that exact spot this year. What can you do about it? It can be overwhelming to open the banking app on your phone and see that balance, knowing your credit card company is going to come calling this time next month. If you find yourself in debt as a result of Christmas spending, the first step on the road to recovery is recognizing that a mistake was made. Seeing a high credit card balance can be demoralizing, and can even desensitize a person to further spending because it can feel like it will never be able to be repaid. Believe me, we have all been there at one point. Once you recognize the problem is there, recovery can begin.

The verses we read above about recovery are a bit extreme for the subject matter at hand, but when you are feeling underwater from a financial standpoint, sometimes it can feel like being wounded in battle. Thankfully, if you are a Christian, you know that the Lord is on your side. I can’t tell you how many times I have been crunching numbers at my desk, not quite sure how we’re going to make it out of a financial hole, only for the Lord to bring in the right amount at the right time. Even when major financial hits came and it felt like our financial plan was falling apart, He would bring a huge blessing into our lives that actually put us ahead of where we would be had things gone normally and according to our plan. I am sure each person reading this can think of times in life when something similar happened. As we make our way through this study, my prayer is that we can all learn a little bit about managing our money better in this new year. With the help of the Lord, we can all be better about spending less, saving more, and, most importantly, giving back. 

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